Private medical insurance is often thought of as something only large companies offer but it’s also available for smaller companies and individuals and provides as a valuable way of keeping good staff as well as protection for unexpected absences that can affect the company.
Typically, insurance policies for companies start with over 2 members, while personal private medical is available for individuals, partners or the whole family.
What Benefits Are There For Companies?
Private medical insurance can prove invaluable to companies; when a fundamental staff member is off due to a serious illness, private medical insurance can help get them back in the office as fast as possible.
Although being seen quickly can’t change a prognosis, it can help when time is of the essence, often making the difference between weeks or months off work.
Why Use An Insurance Broker?
It’s a question we’re often asked; while some go direct to a provider, others use a broker. There is no right or wrong answer, but Insurance brokers like Country Life Insurance have the ability to negotiate a great price for you. With access to thousands of policy options across multiple brands, we also have special offers and prices.
If you’re looking for specific requirements or underwriting, we can work on your behalf to find the right policy to suit you and your needs. We’re not here to sell a policy to you, we are here to find you the right cover for the right price.
Why Buy Private Medical Insurance Instead Of Using The NHS?
The NHS is a world-famous healthcare system but unfortunately, since its establishment in 1948, it’s fallen under a lot of criticism for long wait times. Benefits of private medical insurance include short waiting lists, access to some of the top doctors and nurses in the UK and private rooms should you have to stay in a hospital overnight. Quite often you’ll also find some doctors are happy to see you or your staff outside of the usual 9am-5pm work hours.
Some private medical insurance policies also come with a wide range of benefits; these can be anything from cinema tickets to gym memberships and private GP appointments.
If you have any questions about organising private medical insurance for yourself or your company, please don’t hesitate to get in touch with our team for a free quote.